5 Bankruptcy Attorney Questions to Ask Before Hiring

5 Questions to Ask a Bankruptcy Attorney

Finding a qualified and expert Bankruptcy attorney is crucial when considering a bankruptcy filing. Here are five key questions to ask before hiring a bankruptcy attorney:

1. 1. What is your experience with bankruptcy cases?
      This is a crucial question. Ask about their track record and success rate with similar cases. Request testimonials and references to gain more knowledge about the lawyer. A lawyer with a strong record of success is likely to provide the best possible outcome. Inquire about their specific expertise in Chapter 7 or Chapter 13 bankruptcies, depending on your situation. Ask how many bankruptcy cases they handle annually and their familiarity with local bankruptcy courts and trustees. An experienced bankruptcy attorney should be able to provide insights into potential challenges in your case and strategies to overcome them. They should also be up-to-date with recent changes in bankruptcy laws and regulations that might affect your case.
   2. What is your fee structure?
      This is a key question. Understand their fee structure, including hourly rates, retainer fees, and additional costs. Some lawyers offer flat fees, while others charge hourly. Clarify payment schedules and inquire about potential hidden fees or expenses that may arise during your case. Ask if they offer payment plans or if full payment is required upfront. Discuss whether the quoted fee includes court filing fees, credit counselling costs, and other necessary expenses. Be clear about the services included in the fee and what might incur additional charges. Some attorneys might charge extra for representing you in adversary proceedings or attending certain hearings. Understanding the complete financial picture will help you budget accordingly and avoid surprises during the bankruptcy process.
   3. What is your approach to handling my case?
      Ask if they will be hands-on and involved in every step or delegate tasks to paralegals or staff members. Inquire about regular communication and updates on case progress. Understanding their approach helps determine if they fit your needs and expectations. Discuss their strategy for preparing your bankruptcy petition and handling creditor communications. Ask about their process for gathering and organizing financial documents. Inquire about their approach to protecting your assets and dealing with potential challenges from creditors. A reasonable bankruptcy attorney should be able to explain their game plan for your specific situation, including how they’ll address any unique aspects of your case. They should also be prepared to adjust their strategy throughout the bankruptcy process.
   4. How will you communicate with me throughout the process?
      This is a critical aspect. Determine communication methods and procedures, such as phone calls, emails, or in-person meetings. Ask about the expected frequency of updates and their policy for responding to client inquiries. Clear communication ensures effective and efficient case handling. Discuss their availability to answer questions or address concerns that may arise between scheduled meetings. Ask if they have a dedicated staff member to assist you when the attorney is unavailable. Inquire about their policy for updating you on important developments or deadlines in your case. A responsive attorney who keeps you informed can significantly reduce the stress associated with the bankruptcy process. Consider asking about their use of secure client portals or other technology to facilitate communication and document sharing.
   5. Can your bankruptcy attorney share testimonials and references from previous clients? Can you share testimonials and references from previous clients?
      Request references or testimonials from previous clients to gauge their experience level and success in similar situations. Contact these references to ask about their experience working with the lawyer, helping you make an informed decision. Inquire about the overall satisfaction of past clients with the attorney’s services. Ask for references about the lawyer’s communication style, responsiveness, and ability to explain complex legal concepts in understandable terms. Find out if the attorney met their expectations regarding case outcome and handling of the bankruptcy process. Consider checking online reviews and ratings from reputable sources, but be aware that these may only sometimes provide a complete picture. A lawyer’s willingness to provide references indicates confidence in their work and positive client relationships.

To find a bankruptcy lawyer near you, use our search function by zip code and practice area – Click here to find Bankruptcy lawyers.

5 Questions are not enough you? Read all the 50 question you should ask a bankruptcy lawyer from Credit Info Center